Insurance-Ready Climate Risk Reports for Homeowners ($10M+ ARR)

Homeowners in storm-prone areas are getting blindsided by premium spikes or complete coverage denials. ClimateShield provides detailed, insurance-company-approved risk assessments that give homeowners the data they need to fight back. Upload your property details, and get a comprehensive report showing exactly what insurers see when they evaluate your home's climate risk. The report highlights specific vulnerabilities, recommends mitigation steps that actually move the needle with insurers, and gives you the exact language to use when appealing denials or negotiating premiums. At $199 per assessment with premium renewal protection, you target homeowners facing 30-300% insurance increases in coastal and wildfire zones. Start by partnering with real estate agents and mortgage brokers in Florida, California, and Louisiana who need solutions for deals falling through due to insurance issues. The platform uses property-specific data combined with insurance underwriting criteria to create reports that carry weight with insurers. Each report includes mitigation recommendations prioritized by ROI – showing exactly which improvements will save the most on premiums. For $499/year, premium customers get continuous monitoring, alerts about changing risk factors, and support during appeals or renewal negotiations. This grows beyond individual homeowners into partnerships with HOAs, municipalities, and eventually insurance carriers themselves who need better risk visualization tools. The real opportunity is becoming the trusted intermediary that makes climate risk transparent and actionable for both sides of the insurance equation.

What you get with the full dossier