Insurance claim processor that gets auto shops paid faster

A Honda Civic sits in bay 3 of Mike's Body Shop, rear bumper crushed, parts ordered, tech ready to work. The car hasn't moved in nine days. Insurance approval is stuck in a queue behind 10,000 others. Mike's paying $15/day in storage. His tech is billing hours to stand around. Three more damaged cars are parked outside because there's no room inside. The work takes three days. The wait takes three weeks. Dent to Done breaks the bottleneck. Snap photos of the damage. The system uses computer vision to scan the dents and map them to labor codes and parts databases. Out comes a pre-formatted estimate that matches what State Farm's system expects to see. What used to take two weeks of back-and-forth now clears in hours. The AI reads damage like a veteran adjuster and speaks the language insurers already understand. Build a photo upload interface for shop owners. Five to ten angles, any smartphone. Use AI vision to identify damage types and map them to repair hours and parts costs using industry databases like Mitchell or CCC. Create claim templates for the top ten insurers so submissions arrive pre-formatted and compliant. Start with ten shops drowning in admin. Learn which formats get approved fastest. Feed the results back into the system. 35,000 auto body shops in the US. Most still run on paper and prayer. Charge $200-500/month per shop plus $10-20 per claim processed. One faster approval covers the monthly cost. Grow through trade shows, owner Facebook groups, and the loop that moves every B2B tool in a tight industry: one shop's lot starts moving again and the others ask how. The car in bay 3 ships. The next one rolls in. That's the business.

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