AI-powered Xactimate assistant that automates estimates for insurance adjusters ($10M+ ARR)

Smart Estimate turns the slow, mistake-riddled grind of building construction estimates in Xactimate into a streamlined 15-minute workflow — replacing what traditionally eats up 3 hours or more. By integrating seamlessly with the industry-standard platform that insurance adjusters and contractors already rely on, the tool auto-fills data fields, runs cost calculations, and flags frequently overlooked line items that would otherwise mean lost revenue. Powered by insights drawn from thousands of historical estimates, the platform delivers intelligent line-item recommendations tailored to specific claim types and property characteristics. It launches as a browser extension that detects Xactimate fields and provides smart auto-completions, then expands its capabilities to include: • Image recognition that identifies damage categories automatically • Scope generation driven entirely by on-site photography • Real-time adjustments reflecting regional pricing variations • Built-in compliance verification against insurance policy standards The addressable market includes over 400,000 Xactimate users across North America, served through tiered subscription plans ($99-$299 monthly) scaled by usage volume. By initially winning over independent adjusters, the product builds a dedicated user base before branching into restoration firms and enterprise-level agencies. Individual users reclaim 20+ hours each month while boosting estimate precision by 30%. For professionals juggling several claims per day, the payback is instant — a single correctly captured line item can justify the subscription cost many times over. Smart Estimate positions itself as indispensable infrastructure within the $400B property restoration sector, where faster turnaround and higher accuracy directly drive client satisfaction, contractor margins, and fair claim outcomes.

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